savings and loan association
- savings and loan association
S&L фин. ссудно-сберегательная [ссудо-сберегательная\] ассоциация, ссудно-сберегательное [ссудо-сберегательное\] товарищество
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ссудно-сберегательная ассоциация (США): разновидность сберегательных учреждений кооперативного или акционерного типа, принадлежащих пайщикам, вкладчикам ("взаимная" разновидность) или акционерам; такие ассоциации традиционно аккумулируют сбережения населения и финансируют жилищное строительство (по закону такие кредиты должны составлять 70% всех кредитов), а в настоящее время по своим функциям сближаются с банками, получают акционерную форму; впервые возникли в XIX в.; могут быть зарегистрированы на штатном или федеральном уровне (в последнем случае регулируются Федеральным советом банков жилищного кредита); в конце 1980-х гг. многие ссудно-сберегательные ассоциации находились на грани банкротства, и правительству пришлось провести операцию по их спасению и реформе системы регулирования; в частности, был создан Страховой фонд сберегательных ассоциаций (Savings Association Insurance Fund);
= ;
Federal Home Loan Bank Board;
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• ссудосберегательная ассоциация
• ссудо-сберегательная ассоциация
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Ссудно-сберегательная ассоциация
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Инвестиционная деятельность
ссудно-сберегательная ассоциация
американский вариант английского строительного общества; является более гибким инвестором, чем английское строительное общество
Англо-русский экономический словарь.
Полезное
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savings and loan association — sav·ings and loan association n: a cooperative association organized to hold savings of members in the form of dividend bearing shares and to invest chiefly in home mortgage loans Merriam Webster’s Dictionary of Law. Merriam Webster. 1996.… … Law dictionary
savings and loan association — ☆ savings and loan association n. a depositor owned organization that solicits savings to be placed in saving accounts or in share accounts, on which interest or dividends are paid, and from which mortgage loans on homes or real estate are made … English World dictionary
Savings and loan association — A savings and loan association, also known as a thrift, is a financial institution that specializes in accepting savings deposits and making mortgage loans. The term is mainly used in the United States; similar institutions in the United Kingdom … Wikipedia
savings and loan association — noun a thrift institution that is required by law to make a certain percentage of its loans as home mortgages • Syn: ↑savings and loan • Hypernyms: ↑thrift institution • Hyponyms: ↑building society * * * noun : a cooperative association … Useful english dictionary
savings and loan association — a cooperative savings institution, chartered and regulated by a state or the federal government, that receives deposits in exchange for shares of ownership and invests its funds chiefly in loans secured by first mortgages on homes. Also called… … Universalium
Savings and Loan association — National or state chartered institution that accepts savings deposits and invests the bulk of the funds thus received in mortgages. The New York Times Financial Glossary * * * Savings and Loan Association ˌSavings and ˈLoan Associˌation also… … Financial and business terms
savings and loan association — National or state chartered institution that accepts savings deposits and invests the bulk of the funds thus received in mortgages. Bloomberg Financial Dictionary * * * Savings and Loan Association ˌSavings and ˈLoan Associˌation also ˌsavings… … Financial and business terms
savings and loan association — One of a number of types of mutually owned, cooperative, savings associations, originally established for the primary purpose of making loans to members and others, usually for the purchase of real estate or homes; though in the 1980 s S & L s… … Black's law dictionary
savings and loan association — UK / US noun [countable] Word forms savings and loan association : singular savings and loan association plural savings and loan associations American a building society … English dictionary
savings and loan association — savings and loan associ,ation noun count AMERICAN * a company that you have a savings account with and that lends you money for a mortgage when you want to buy a house … Usage of the words and phrases in modern English
savings and loan association — noun Date: 1884 a cooperative association organized to hold savings of members in the form of dividend bearing shares and to invest chiefly in home mortgage loans called also savings and loan … New Collegiate Dictionary